EMV CVM Database

Tip: Hover your mouse over the CVM entries for a more detailed description of what the entry means.

Type	Network	Issuer	Name	Rewards	CVM List	Annual Fee	Foreign Transaction Fee	Contactless
Credit	Visa	Andrews Federal Credit Union⁰	Andrews Federal Visa Platinum Rewards	CURewards	1: Plaintext PIN verified by ICC 2: Signature (paper) 3: No CVM required	$0.00	0.00%	No
Credit	MasterCard	BMO Harris Bank	Diners Club Card Elite	Diners Club Rewards	1: Enciphered PIN verified by ICC 2: Plaintext PIN verified by ICC 3: Signature (paper) 4: Enciphered PIN verified online 5: No CVM required	$300.00	0.00%	Yes
Credit	MasterCard	BMO Harris Bank	Diners Club Card Premier	Diners Club Rewards	1: Enciphered PIN verified by ICC 2: Plaintext PIN verified by ICC 3: Signature (paper) 4: Enciphered PIN verified online 5: No CVM required	$95.00	0.00%	Yes
Credit	MasterCard	First Premier Bank¹	First Premier Bank Credit Card	None	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$173.80	3.00%	No
Credit	MasterCard	First Tech Federal Credit Union	First Tech Choice Rewards World MasterCard	First Tech Rewards	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$0.00	0.00%	No
Credit	MasterCard	First Tech Federal Credit Union	First Tech Odyssey Rewards World Elite MasterCard	First Tech Rewards	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$75.00	0.00%	No
Credit	MasterCard	First Tech Federal Credit Union	First Tech Platinum Rewards MasterCard	First Tech Rewards	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$0.00	0.00%	No
Credit	MasterCard	First Tech Federal Credit Union	First Tech Platinum Secured MasterCard	First Tech Rewards	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$0.00	0.00%	No
Credit	Visa	Library of Congress Federal Credit Union	Library of Congress Federal Credit Union Visa	None	1: Plaintext PIN verified by ICC 2: Signature (paper) 3: No CVM required	$0.00	1.00%	No
Credit	MasterCard	Patelco Credit Union	Points Rewards World MasterCard	Patelco Rewards	1: Enciphered PIN verified online 2: Signature (paper) 3: No CVM required	$0.00	1.00%	No
Credit	MasterCard	STCU	STCU Business MasterCard	None	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$0.00	1.00%	No
Credit	MasterCard	STCU	STCU MasterCard	None	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$0.00	2.00%	No
Credit	MasterCard	STCU	STCU Premier Rewards World MasterCard	STCU Rewards	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$49.00	0.00%	No
Credit	MasterCard	STCU	STCU Rewards World MasterCard	STCU Rewards	1: Enciphered PIN verified online 2: Enciphered PIN verified by ICC 3: Plaintext PIN verified by ICC 4: Signature (paper) 5: No CVM required	$0.00	2.00%	No
Credit	Visa	United Nations Federal Credit Union	UNFCU UNA-USA Visa	UNFCU Rewards	1: Enciphered PIN verified online 2: Signature (paper) 3: No CVM required	$0.00	1.00%	Yes
Credit	Visa	United Nations Federal Credit Union	UNFCU Visa Azure	UNFCU Rewards	1: Enciphered PIN verified online 2: Signature (paper) 3: No CVM required	$0.00	1.00%	Yes
Credit	Visa	United Nations Federal Credit Union	UNFCU Visa Elite	UNFCU Rewards	1: Enciphered PIN verified online 2: Signature (paper) 3: No CVM required	$50.00	0.00%	Yes

Footnotes

Andrews Federal Credit Union allows Platinum Rewards cardholders to choose between signature-preferring and PIN-preferring credit cards.
First Premier Bank targets customers with poor creditworthiness and charges variable annual and monthly fees based on the assigned credit limit.

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Network:	Issuer:	Rewards Program:

Features:	No Annual Fee No Foreign Transaction Fee Contactless	Offline PIN Online PIN Signature No CVM

Priority: No Preference	PIN	Signature

Card Type: Credit	Debit	Prepaid

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Alliant Credit Union
Ally Bank
American Express
Andrews Federal Credit Union
Bank of America
Barclaycard
BBVA Compass Bank
BMO Harris Bank
California Coast Credit Union
Capital One
Charles Schwab Bank
Chase
Citibank
City National Bank
Discover
First National Bank of Omaha
First Premier Bank
First Tech Federal Credit Union
Goldman Sachs
Harvard University Employees Credit Union
HSBC
ICBC
Library of Congress Federal Credit Union
Navy Federal Credit Union
Nusenda Credit Union
Old Second National Bank
Patelco Credit Union
PayPal
Pentagon Federal Credit Union
PNC Bank
Provident Bank
San Francisco Federal Credit Union
Santander Bank
SchoolsFirst Federal Credit Union
Service Credit Union
SF Fire Credit Union
Square
State Department Federal Credit Union
State Employees Credit Union (North Carolina)
STCU
SunTrust Bank
Synchrony Bank
TD Bank
Titonka Savings Bank
U.S. Bank
United Nations Federal Credit Union
USAA
Venmo
Veridian Credit Union
Wells Fargo Bank
Wise

None
Cash Rebate
Mortgage Rebate
Statement Credit/Purchase Eraser
Alaska Airlines Mileage Plan
Alliant Rewards
American Airlines AAdvantage
American Express Membership Rewards
Apple Rewards
Asiana Club Miles
Avios
Bank of America WorldPoints
Barnes & Noble Gift Card
Carnival FunPoints
Chase Ultimate Rewards
Choice Privileges
Citi ThankYou Rewards
City National Rewards
Club Carlson
CURewards
Delta Air Lines SkyMiles
Diamond Plus Points
Diners Club Rewards
Disney Rewards
Expedia+ Rewards
Extra Awards
First Tech Rewards
Flexpoints Rewards
Frontier Airlines EarlyReturns
Gap Rewards
Gateway by FNBO Rewards
Go Far Rewards
Harvard Alumni Card Rewards
Hawaiian Airlines HawaiianMiles
Hilton Honors
Holland America Line Rewards
HSBC Rewards
Hyatt Gold Passport
IHG Rewards
JetBlue Airways TrueBlue
Korean Air SKYPASS
Lowe's Business Rewards
Marriott Bonvoy
Miles & More
MyCruise Rewards
Navy Federal Rewards
Nordstrom Rewards
Nusenda Rewards
O2 Rewards
Patelco Rewards
PenFed Pathfinder Rewards
PenFed Platinum Rewards
PenFed Premium Rewards
Plenti
Princess Cruises Rewards
RCI Elite Rewards
Santander Rewards
SchoolsFirst FCU Member Rewards
Southwest Airlines Rapid Rewards
Spirit Airlines Free Spirit
STCU Rewards
SunTrust Rewards
The Ritz-Carlton Rewards
U.S. Bank Altitude Points
U.S. Bank FlexPerks
U.S. Bank Perks+
Uber Cash
UNFCU Rewards
United Airlines MileagePlus
United TravelBank
USAA Rewards
Virgin Atlantic Flying Club
Wyndham Rewards